It depends on a few factors. Let's start with your resolution and screen size. For 500 dollars, I am assuming you are gaming at 1080p. Or hoping you are, at least.
With that said, I would start looking at the minimum recommended requirements and just start from there. Next-gen consoles are coming out so you will probably see a jump in min. requirements in the next year or two, but I think you will be pleasantly surprised just how little you need to run a game, and run it moderately well.
A game as beautiful as The Division 2 requires surprisingly low requirements, and even the recommended hardware is pretty old:
Minimum – 1080p | 30 FPS
- OS: 64-bit Windows 7 SP1 | 8.1 | 10
- CPU: AMD FX-6350 | Intel Core I5-2500K
- RAM: 8 GB
- GPU: AMD Radeon R9 280X | NVIDIA GeForce GTX 780
- VRAM: 3 GB
- DIRECT X: DirectX 11 | 12
Recommended – 1080p | 60 FPS
- OS: 64-bit Windows 10
- CPU: AMD Ryzen 5 1500X | Intel Core I7-4790
- RAM: 8 GB
- GPU: AMD RX 480 | NVIDIA GeForce GTX 970
- VRAM: 4 GB
- DIRECT X: DirectX 11 | 12
Truth be told you could probably go to Best Buy or Costco, get a cheap desktop, and just drop a 200-dollar video card in there and be fine for the next few years.
You might not even need a video card. There are a ton of cheap and awesome independent games to play that have incredibly low requirements. A game like Factorio worth hundreds (if not thousands) of hours requires onboard Intel graphics
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